Identity Theft

Identity Theft is a crime. It is done when an impostor obtain pieces of personal identifying informations like your name, credit card number, Social Security number without your permission. This is also called ID Theft. Some identity theft victims resolved this problem quickly, but there are some who spend so much money in repairing their good names and credit record.

How do this thieves steal your identity?

• Skimming- stealing your credit/debit card numbers using special storage device when processing your card.

• Changing Your Address – diverting your billing statements to another location by filing change of address.

• Dumpster Driving – rummaging trash looking for bills or other paper with your personal information on it.

• Pretexting – using false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.

• Phising – pretending being a financial inctitutions or companies and send spam or pop-up messages to get you to reveal your personal information.

• Old-Fashioned Stealing – stealing wallets,mails that include bank and credit card statements; pre approved credit offers, and new checks or tax information.

How can we protect ourselves from Identity theft?

• Delete any suspicious emails from organizations requesting personal information from you

• Be extra vigilant when giving out personal information

• Shred all personal information before throwing it away in your rubbish

• If you move house, make sure you tell your bank and other organizations in advance

• tell the Royal Mail if you suspect your mail is going missing

 

Are you protected? Protect you identity form thieves, protect your money and property.

My Christmas!

I celebrated my Christmas vacation with my family and friends. I cooked my favorite dishes, I gave gifts to my parents, friends, and of course to my “iyada” (goddaughter).

I am with my parents, my “tatay” and “nanay”. My sisters were in Manila with their jobs, and I am the only one left with our parents. Obviously, my family weren’t complete last Christmas.

I was the one assigned in preparing our “noche buena”. I was busy cooking and also my parents were helping.

Even though my sister’s were not home for Christmas, my

friends were with me to stroll around our town plaza. Once again, we were together for a long time.

This is my Christmas! Simple but quite enough to make me happy…